When it comes to your investments, you rightfully want both - growth and stability.
Investment in shares may be ideal for long term growth, but comes with volatility.
Traditional deposits may be safer, but you may have to compromise on returns. So,
why settle for just one?
Presenting Birla Sun Life'95 Fund - a fund with a track record
of over 16 years, that aims to combine growth with stability.
Growth + Stability
Birla Sun Life ’95 Fund (BSL ’95 Fund) splits your investment between
debt and equity, thus aiming to balance growth potential with stability.
The equity portion is invested in shares of promising companies, diversified across
sectors. It's aim is to grow your wealth.
The debt portion is invested in highly rated bonds of reputed Indian companies.
This portion, being relatively stable, aims to help reduce the effect of a fall
in equity markets.
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Scheme inception date:Feb 10, 1995. Past performance does not indicate future performance
of scheme. Target Debt: Equity ratio is 40 : 60. Proportion of each component may
vary (50% - 75% for equity and 25% - 50% for debt) as per Scheme Information Document
depending on market conditions. The portfolio of the scheme is subject to changes
within the provisions of the Scheme Information Document of the scheme. All mutual
funds and securities investments are subject to market risks, and there can be no
assurance that the scheme's objectives will be achieved. For Statutory details,
Risk Factors and further details, click
here
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Adjustable to Market Changes
Splitting your investment between debt and equity plays another vital role - when
the equity portion does especially well (like in a rising market) and becomes larger,
the extra profits can be switched by the fund manager to debt and vice versa. This
is done with the intent of minimizing your chances of being overexposed to risk
or losing out on growth opportunities.
In addition, with an aim to take advantage of the growth opportunities in the market;
and at times to safeguard your investments, the debt and equity portion can be varied
between 25 - 50% and 50 - 75% respectively.